Syahna Nur Hafizhya, . (2026) Pengaruh literasi keuangan syariah, religiositas, dan perilaku keuangan terhadap keputusan investasi syariah digital Gen-Z di Jakarta. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
The rapid development of digital sharia-based investment in Indonesia particularly in Jakarta, has not been fully matched by the quality of financial literacy, religiosity, and financial behavior of Generation Z in making investment decisions. This situation has the potential to lead to suboptimal investment decisions, despite increasingly easy access to financial services. This study aims to analyze the influence of sharia financial literacy, religiosity, and financial behavior on digital sharia investment decisions of Gen Z in Jakarta. The research method applies a quantitative method with a non-probability sampling technique with a purposive sampling method. Data were collected through online questionnaire from 140 Gen Z in Jakarta, then analyzed descriptively quantitatively, tested using Partial Least Squares with SmartPLS. Data testing was conducted using Outer Models and Inner Models. The result show that sharia financial literacy, religiosity, and financial behavior each have a significant influence on digital sharia investment decisions of Gen z in Jakarta The implications of this study indicate that improving investment decisions in digital investment is not sufficient only through increasing literacy, but also needs to be balanced with the formation of good financial behavior and strengthening individual religiosity.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | [No.Panggil: 2210116015] [Pembimbing: Faizi] [Penguji 1: Lili Puspita Sari] [Penguji 2: Fadhli Suko Wiryanto] |
| Uncontrolled Keywords: | Financial behavior, Investment Decisions, Islamic Financial Literacy, Religiosity |
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HC Economic History and Conditions |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1) |
| Depositing User: | SYAHNA NUR HAFIZHYA |
| Date Deposited: | 29 Jul 2026 09:59 |
| Last Modified: | 07 Sep 2026 07:15 |
| URI: | http://repository.upnvj.ac.id/id/eprint/51900 |
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