Adhi Keris Surya Putra, . (2026) DAMPAK IMPLEMENTASI QRIS TERHADAP PENINGKATAN KINERJA KEUANGAN UMKM DI ERA DIGITAL PADA DAERAH SEKITAR UPNVJ. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
This study aims to analyze the implementation of QRIS among SMEs in the vicinity of UPNVJ and its impact on financial performance, particularly in terms of revenue growth, operational efficiency, and financial transparency. The study employs a descriptive quantitative approach using primary data from a 1–5 Likert scale questionnaire distributed to 50 MSME operators, with 46 valid respondents after data cleaning. The results indicate that the implementation of QRIS on Variable X has been optimal, marked by high acceptance rates across all indicators, particularly regarding the convenience of transactions without handling change (95.65%). For Variable Y, QRIS has proven to have a positive impact through three main areas: increased revenue through the expansion of the student market share (82.61%), operational efficiency through reduced queues (86.96%) and reduced cash handling costs (86.95%), as well as transparency in financial record-keeping through real-time cash flow monitoring (93.48%). It is concluded that QRIS contributes significantly to improving the financial performance of SMEs in the digital era.
| Item Type: | Thesis (Tugas Akhir) |
|---|---|
| Additional Information: | [No. Panggil: 2310101025] [Pembimbing: Elia Erna Nurdiani] [Penguji 1: Nurendah Shinta Rachmati] [Ketua Penguji: Wahyudi] |
| Uncontrolled Keywords: | Digitalization, Financial Performance, The Area Surrounding UPNVJ, MSMEs, QRIS |
| Subjects: | H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management H Social Sciences > HD Industries. Land use. Labor > HD61 Risk Management |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) |
| Depositing User: | ADHI KERIS SURYA PUTRA |
| Date Deposited: | 02 Sep 2026 03:21 |
| Last Modified: | 02 Sep 2026 03:21 |
| URI: | http://repository.upnvj.ac.id/id/eprint/50946 |
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