Anggita Kristuti Fauziah, . (2024) PENGARUH LITERASI DIGITAL, KEPERCAYAAN, DAN PERSEPSI RISIKO TERHADAP MINAT PENGGUNAAN LINKAJA SYARIAH PADA FITUR PEMBAYARAN ZAKAT. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
Digital wallets are present as a form of technological headway in the financial sector that is more accepted by society. It is also the people's main choice for carrying out various financial transactions rather than other payment methods. Sharia features such as zakat payments can also be made via digital wallets. Even though there is a large Muslim population in Indonesia, there is interest in using sharia based digital wallets. This is proven by the number of LinkAja Syariah users which is still considered very low when compared to conventional e-wallets. The goal of this research is to discover and explain the influence of digital literacy, trust and risk perception on interest in paying zakat via LinkAja Syariah in Jabodetabek. The approach used is quantitative. Questionnaires were used as a data collection technique. SPSS is used as a data analysis technique. Data testing uses multiple linear regression analysis. The result of the r-square value is 0.893, digital literacy, trust and risk perception can explain interest by 89.3% and 10.7% is resolved by other factors outside this research model. The results of the research are that digital literacy, trust and risk perception simultaneously influence interest. Digital literacy has an effect on interest, trust has an effect on interest, and risk perception has no effect on interest. Security is an aspect that needs to be improved by LinkAja Syariah in order to reduce people's concerns about the risks and losses that will be borne in the future.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | [No. Panggil: 2010116044] [Pembimbing: Lili Puspita Sari] [Penguji 1: Tati Handayani] [Penguji 2: Muhammad Anwar Fathoni] |
| Uncontrolled Keywords: | digital literacy, e-wallet, interest in zakat |
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HG Finance |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1) |
| Depositing User: | Anggita Kristuti Fauziah |
| Date Deposited: | 23 Mar 2024 15:47 |
| Last Modified: | 23 Mar 2024 15:47 |
| URI: | http://repository.upnvj.ac.id/id/eprint/28511 |
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