FAKTOR-FAKTOR YANG MEMPENGARUHI PERILAKU KEUANGAN GEN Z DENGAN LOKUS KONTROL SEBAGAI VARIABEL MODERASI

Gabriela Amanda Josephine, . (2023) FAKTOR-FAKTOR YANG MEMPENGARUHI PERILAKU KEUANGAN GEN Z DENGAN LOKUS KONTROL SEBAGAI VARIABEL MODERASI. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This research use a quantitative method which aims to determine the influence of financial literacy and digital payment systems on financial behavior with locus of control as a moderation variable. The sample in this research is students from the D3 Banking and Finance study program at UPN Veteran Jakarta Class 2021 - 2023. This sample selection used a random sampling, so the results obtained were 125 respondents. Data collection was carried out by distributing questionnaires created by Google Forms. Smart PLS 3 was used to process this research data along with a significant of 0.05 to test the hypothesis. The results obtained from this research are (1) Financial literacy has a significant effect on financial behavior (2) Digital payment system has no significant effect on financial behavior (3) Locus of control has a significant effect on financial behavior (4) Financial literacy has no significant effect on financial behavior with locus of control as a moderating variable (5) Digital payment system has a significant effect on financial behavior with locus of control as a moderating variable

Item Type: Thesis (Skripsi)
Additional Information: [No Panggil : 2010111037] [Dosen Pembimbing : Kery Utami] [Penguji 1 : Dahlia Pinem] [Penguji 2 : Marlina]
Uncontrolled Keywords: financial literacy, digital payment systems, locus of control, and financial behavior
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Manajemen (S1)
Depositing User: Gabriela Amanda Josephine
Date Deposited: 21 Mar 2024 03:09
Last Modified: 22 Mar 2024 02:28
URI: http://repository.upnvj.ac.id/id/eprint/27881

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