PENGARUH CUSTOMER CONCENTRATION DAN STATE-OWNED CUSTOMER TERHADAP CREDIT RISK

Mohammad Rizky Hendardi, . (2026) PENGARUH CUSTOMER CONCENTRATION DAN STATE-OWNED CUSTOMER TERHADAP CREDIT RISK. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

[img] Text
ABSTRAK.pdf
Download (101kB)
[img] Text
AWAL.pdf
Download (2MB)
[img] Text
BAB 1.pdf
Restricted to Repository UPNVJ Only
Download (227kB)
[img] Text
BAB 2.pdf
Download (356kB)
[img] Text
BAB 3.pdf
Restricted to Repository UPNVJ Only
Download (248kB)
[img] Text
BAB 4.pdf
Restricted to Repository UPNVJ Only
Download (320kB)
[img] Text
BAB 5.pdf
Download (173kB)
[img] Text
DAFTAR PUSTAKA.pdf
Download (171kB)
[img] Text
RIWAYAT HIDUP.pdf
Restricted to Repository staff only
Download (75kB)
[img] Text
LAMPIRAN.pdf
Restricted to Repository UPNVJ Only
Download (301kB)
[img] Text
HASIL PLAGIARISME.pdf
Restricted to Repository staff only
Download (21MB)
[img] Text
ARTIKEL KI .pdf
Restricted to Repository staff only
Download (394kB)

Abstract

This study aims to analyze the effect of customer concentration and state-owned customer on Credit Risk in energy sector companies listed on the Indonesia Stock Exchange during 2022–2025. This study employs a quantitative approach using secondary data obtained from annual reports and financial statements. The sample was selected using a purposive sampling method and consists of 55 companies with 198 observations. Data were analyzed using panel data regression with the Random Effect Model (REM) through Stata 17. The dependent variable in this study is Credit Risk, while the independent variables are customer concentration and state-owned customer. This study also uses firm size and return on assets as control variables. The results show that customer concentration has no effect on Credit Risk, indicating that the level of customer concentration has not been able to significantly explain changes in corporate Credit Risk. Meanwhile, state-owned customer has a negative effect on Credit Risk, indicating that the presence of government-owned customers tends to reduce corporate Credit Risk. These findings imply that customer characteristics, particularly government-owned customers, are important factors to consider in managing Credit Risk in energy sector companies.

Item Type: Thesis (Skripsi)
Additional Information: [No. Panggil: 2210112204] [Pembimbing: Erna Hernawati] [Penguji 1: Rahmiyatus Syukra] [Ketua Penguji: Ali Tafriji Biswan]
Uncontrolled Keywords: Customer Concentration, State-Owned Customer, Credit Risk, Energy Sector
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Akuntansi (S1)
Depositing User: MOHAMMAD RIZKY HENDARDI
Date Deposited: 06 Sep 2026 13:53
Last Modified: 06 Sep 2026 13:53
URI: http://repository.upnvj.ac.id/id/eprint/52172

Actions (login required)

View Item View Item