KERJA SAMA INDONESIA-THAILAND DI SEKTOR FINTECH: Studi Kasus Implementasi Cross-border QR Code Payment Periode 2022-2024

Andrew Matthew Sianturi, . (2025) KERJA SAMA INDONESIA-THAILAND DI SEKTOR FINTECH: Studi Kasus Implementasi Cross-border QR Code Payment Periode 2022-2024. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This research aims to explain and analyze Indonesia-Thailand cooperation in the fintech sector in terms of the implementation of Cross-border QR Code Payment in the period 2022-2024. This research uses a descriptive qualitative approach with data collection through literature study and interviews. The data collection technique was carried out through interviews with resource persons from the Embassy of the Republic of Indonesia Thailand in Bangkok, the Kingdom of Thailand and UNESCAP. Data analysis was carried out through the stages of data collection, data reduction, data presentation, data verification, and conclusion drawing. The results showed that the cooperation between Indonesia and Thailand in the implementation of Cross-border QR Code Payment has succeeded in encouraging cross-border transaction efficiency, strengthening digital economic diplomacy, and accelerating financial inclusion, especially in the tourism and MSME sectors. This collaboration is reflected in the interoperability between QRIS and PromptPay which allows direct local currency conversion without going through the US dollar, supporting the Local Currency Settlement (LCS) initiative. However, its implementation still faces challenges in the form of digital infrastructure gaps, low financial literacy, and differences in consumer protection regulations. Therefore, the long-term success of this initiative is highly dependent on policy harmonization, technical readiness, and continuous public socialization in both countries.

Item Type: Thesis (Skripsi)
Additional Information: [No.Panggil: 2110412131] [Pembimbing: Shanti Darmastuti] [Penguji 1: Syahrul Salam] [Penguji 2: Jati Satrio]
Uncontrolled Keywords: Fintech, Cross-border QR Code Payment, Indonesia, Thailand
Subjects: H Social Sciences > HG Finance
J Political Science > JZ International relations
T Technology > T Technology (General)
Divisions: Fakultas Ilmu Sosial dan Ilmu Politik > Program Studi Hubungan Internasional (S1)
Depositing User: ANDREW MATTHEW SIANTURI
Date Deposited: 29 Aug 2025 02:05
Last Modified: 29 Aug 2025 02:05
URI: http://repository.upnvj.ac.id/id/eprint/38981

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