STRATEGI PENYELESAIAN KREDIT BERMASALAH KREDIT KEPEMILIKAN RUMAH PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk.

Sheila Najwa Luthfia, . (2024) STRATEGI PENYELESAIAN KREDIT BERMASALAH KREDIT KEPEMILIKAN RUMAH PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

Banking as one of the financial institutions, plays a direct role in the lives of the broader community. Through banking products, it is considered one of the key supports for economic progress in the country. This study aims to analyze the develompment of home ownership loans (KPR) at PT Bank Tabungan Negara (Persero) Tbk over the past five years. The focus of this research is to evaluate the trend of KPR growth, the level of non-performing loans (NPL), and the problem loan resolution strategies implemented by Bank Tabungan Negara. The method used in this research is descriptive statistical analysis with comparative techniques, and trend analysis. The results show a significant increase in KPR disburments each year. However, the level of non-performing loans has consistently decreased, indicating a healthy financial outlook for Bank Tabungan Negara. Problem loan resolution strategies are carried out through credit restucturing and the seizure and sale of colllateralized assets.

Item Type: Thesis (Tugas Akhir)
Additional Information: [No. Panggil: 2110101064] [Pembimbing: Yoko Tristiarto] [Penguji 1: Ranila Suciati] [Penguji 2: Marlina]
Uncontrolled Keywords: Household Loan Credit, Non-Performing Loan, Strategy.
Subjects: H Social Sciences > HG Finance
L Education > L Education (General)
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Depositing User: SHEILA NAJWA LUTHFIA
Date Deposited: 02 Aug 2024 06:56
Last Modified: 02 Oct 2024 07:42
URI: http://repository.upnvj.ac.id/id/eprint/32078

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