DETERMINAN INKLUSI KEUANGAN SYARIAH

Tacika Nur Zabrina, . (2025) DETERMINAN INKLUSI KEUANGAN SYARIAH. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

The development of the Islamic financial sector in Indonesia continues to show significant growth, along with increasing public awareness of the importance of financial services based on Sharia principles; however, a gap remains between Islamic financial literacy and Islamic financial inclusion, particularly among university students who are expected to serve as agents of change in strengthening the Islamic economy. This study aims to analyze the influence of Islamic financial literacy and Islamic banking product innovation, both partially and simultaneously, on Islamic financial inclusion among students of the Islamic Economics Study Program in Jakarta. This research employs a quantitative approach using a survey method involving 124 respondents selected through purposive sampling, with data analysis conducted using the Statistical Package for the Social Sciences (SPSS), including validity and reliability tests, multiple linear regression analysis, as well as t-tests and F-tests. The results indicate that Islamic financial literacy and Islamic banking product innovation have a positive and significant effect on Islamic financial inclusion, both partially and simultaneously, implying that improving Islamic financial inclusion among students requires synergy between strengthening Islamic financial literacy and developing innovative Islamic banking products aligned with students’ needs and characteristics to promote sustainable Islamic financial inclusion.

Item Type:	Thesis (Skripsi)
Additional Information:	No. Panggil; 2210116001 Pembimbing: Lili Puspita Sari Penguji1: Ade Nur Rohim Penguji2; Sasmita Nurvinda Laili
Uncontrolled Keywords:	Sharia Financial Literacy, Sharia Banking Product Innovation, Sharia Financial Inclusion, Students, Inovation
Subjects:	H Social Sciences > HG Finance
Divisions:	Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1)
Depositing User:	TACIKA NUR ZABRINA
Date Deposited:	07 Apr 2026 03:07
Last Modified:	07 Apr 2026 03:07
URI:	http://repository.upnvj.ac.id/id/eprint/41309

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