ANALISIS TINGKAT KESEHATAN PT BANK MAYAPADA INTERNASIONAL TBK BERDASARKAN METODE RISK BASED BANK RATING (RGEC) PADA PERIODE 2021-2025

Miranda Emilia Fau, . (2026) ANALISIS TINGKAT KESEHATAN PT BANK MAYAPADA INTERNASIONAL TBK BERDASARKAN METODE RISK BASED BANK RATING (RGEC) PADA PERIODE 2021-2025. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This final project aims to analyze the health level of PT Bank Mayapada Internasional Tbk during the 2021–2025 period using the Risk Based Bank Rating (RBBR) method through the RGEC approach, which consists of Risk Profile, Good Corporate Governance (GCG), Earnings, and Capital. This study uses secondary data obtained from the bank’s official annual reports and financial statements. The data were processed using Microsoft Excel and analyzed based on financial ratios in accordance with POJK Number 4/POJK.03/2016. The results indicate that the Risk Profile aspect was categorized as Healthy, with an average Gross NPL of 3.91% and LDR of 80.31%. The GCG aspect consistently achieved Composite Rating 2 (Healthy). However, the Earnings aspect showed weak performance, with an average ROA of 0.04% (Less Healthy), NIM of 1.86% (Fairly Healthy), and BOPO of 99.33% (Unhealthy). The Capital aspect was Fairly Healthy, with an average CAR of 11.38%. Overall, the bank was in a fairly healthy condition, although profitability, operational efficiency, and capital adequacy remained its main weaknesses

Item Type: Thesis (Tugas Akhir)
Additional Information: [No.Panggil: 2310101013] [Pembimbing: Siti Hidayati] [Penguji 1: Ardhiani Fadila] [Penguji 2: Kevin Naufal Widyadhana]
Uncontrolled Keywords: Risk Profile, Good Corporate Governance, Earning, Capital.
Subjects: H Social Sciences > HC Economic History and Conditions
H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Depositing User: MIRANDA EMILIA FAU
Date Deposited: 26 Aug 2026 03:13
Last Modified: 26 Aug 2026 03:13
URI: http://repository.upnvj.ac.id/id/eprint/52270

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