PENGARUH LITERASI KEUANGAN, KONTROL DIRI, DAN SIKAP KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PRIBADI PADA MAHASISWA FEB UPNVJ

Salsabila Putri Malinda, . (2026) PENGARUH LITERASI KEUANGAN, KONTROL DIRI, DAN SIKAP KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PRIBADI PADA MAHASISWA FEB UPNVJ. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This research aims to analyze the influence of financial literacy, self-control, and financial attitude on personal financial management among students of the Faculty of Economics and Business, Universitas Pembangunan Nasional “Veteran” Jakarta. This research uses a quantitative approach with primary data obtained through questionnaires distributed to active undergraduate and diploma students of FEB UPNVJ from the 2022 to 2025 cohorts. The sampling technique used was proportionate stratified random sampling, resulting in 113 valid respondents. The data were analyzed using Partial Least Squares Structural Equation Modeling with SmartPLS 4 through the evaluation of the measurement model and structural model. The results show that financial literacy has a positive direction but does not have a significant effect on students’ personal financial management. Self-control has a positive and significant effect on students’ personal financial management. Financial attitude also has a positive and significant effect on students’ personal financial management. These findings indicate that students’ personal financial management is not only determined by financial knowledge but also by the ability to control oneself and maintain a positive attitude toward finance. Keywords: financial literacy, self-control, financial attitude, personal financial management.

Item Type: Thesis (Skripsi)
Additional Information: [No. Panggil: 2210112198] [Pembimbing: Agustina Riyanti] [Penguji 1: Rahmasari Fahria] [Ketua Penguji: Munasiron Miftah]
Uncontrolled Keywords: Financial Literacy, Self-Control, Financial Attitude, Personal Financial Management.
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Akuntansi (S1)
Depositing User: SALSABILA PUTRI MALINDA
Date Deposited: 08 Sep 2026 07:26
Last Modified: 08 Sep 2026 07:26
URI: http://repository.upnvj.ac.id/id/eprint/51656

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