Muhammad Aufar Ridho Nafli, . (2025) TINJAUAN PENYALURAN KREDIT PEMBIAYAAN RUMAH PADA BANK TABUNGAN NEGARA PERSERO TBK PADA PERIODE 2020-2024. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.
![[img]](http://repository.upnvj.ac.id/style/images/fileicons/text.png) |
Text
ABSTRAK.pdf Download (157kB) |
|
Text
AWAL.pdf Download (863kB) |
|
Text
BAB 1.pdf Restricted to Repository UPNVJ Only Download (129kB) |
|
Text
BAB 2.pdf Restricted to Repository UPNVJ Only Download (213kB) |
|
Text
BAB 3.pdf Restricted to Repository UPNVJ Only Download (126kB) |
|
Text
BAB 4.pdf Restricted to Repository UPNVJ Only Download (165kB) |
|
Text
BAB 5.pdf Download (70kB) |
|
Text
DAFTAR PUSTAKA.pdf Download (138kB) |
|
Text
RIWAYAT HIDUP.pdf Restricted to Repository UPNVJ Only Download (54kB) |
|
Text
LAMPIRAN.pdf Restricted to Repository UPNVJ Only Download (1MB) |
|
Text
HASIL PLAGIARISME.pdf Restricted to Repository staff only Download (7MB) |
Abstract
Bank BTN as a banking institution that has historically focused on financing the housing sector has a strategic role in supporting home ownership programs, both through subsidized mortgages, non-subsidized mortgages, and other home financing loans, this Final Project aims to review the development and trends in the distribution of home financing loans by PT Bank Tabungan Negara (Persero) Tbk during the 2020-2024 period. This Final Project uses a quantitative descriptive approach based on secondary data obtained from BTN's annual report, the Financial Services Authority, and other supporting sources. The analysis shows that subsidized mortgages dominate BTN's financing portfolio with an average distribution of Rp17.8 trillion per year, in line with the bank's mandate as the main implementer of the public housing program. Meanwhile, non-subsidized mortgages show significant fluctuations, growing rapidly in 2021-2022 but declining in 2023-2024 due to economic pressures, inflation, and rising interest rates. Other mortgage segments such as home building and renovation loans, despite their smaller contribution in nominal terms, recorded the highest annual growth.
| Item Type: | Thesis (Tugas Akhir) |
|---|---|
| Additional Information: | [No.Panggil: 2210101071] [Pembimbing: Kery Utami] [Penguji 1: Ranila Suciati] [Penguji 2: Agus Kusmana] |
| Uncontrolled Keywords: | Mortgage Loans, Subsidized KPR, BTN, Housing Finance, Conventional Banking |
| Subjects: | H Social Sciences > HG Finance |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) |
| Depositing User: | MUHAMMAD AUFAR RIDHO NAFLI |
| Date Deposited: | 11 Aug 2025 07:46 |
| Last Modified: | 11 Aug 2025 07:46 |
| URI: | http://repository.upnvj.ac.id/id/eprint/39019 |
Actions (login required)
 |
View Item |