TINJAUAN TENTANG PELAKSANAAN PERJANJIAN AKAD MURABAHAH PADA PT. BANK TABUNGAN NEGARA SYARIAH (PERSERO) Cabang Pasar Minggu SESUAI DENGAN FATWA DSN-MUI/IV/2000

Afif Labib Rahman, . (2024) TINJAUAN TENTANG PELAKSANAAN PERJANJIAN AKAD MURABAHAH PADA PT. BANK TABUNGAN NEGARA SYARIAH (PERSERO) Cabang Pasar Minggu SESUAI DENGAN FATWA DSN-MUI/IV/2000. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This research discusses the implementation of murabahah contracts for mortgage financing at the state sharia savings bank Pasar Minggu. Bank BTN Syariah is a unit of conventional Bank BTN, so it raises doubts about Murabahah contract financing, whether it has implemented a murabahah contract in mortgage financing or not. As recommended by the DSN-MUI/IV/2000 fatwa regarding Murabahah Agreements. This research aims to determine then implementation of murabahah contract in mortgage financing at the Pasar Minggu Sharia State Savings Bank. The results of this research indicate that the implementation of the murabahah contract at BTN Syariah bank Pasar Minggu, the terms and conditions are in accordance with the principles of the murabahah contract, the murabahah contract has not been implemented well in the KPR product at BTN Syariah bank Pasar Minggu because there are still elements of the murabahah contract that are not in accordance with the fatwa of the National Sharia Council-MUI/IV/2000 Concerning Murabahah Agreements. The elements of the murabahah contract that are not in accordance with the DSN-MUI fatwa are down payment and rescheduling. The elements of the murabahah contract that are in accordance with the DSN-MUI fatwa are discounts, settlement of receivables, fines and discounts For accelerated repayment. The type of research used is descriptive qualitative method. The data in this research was obtained from primary data and secondary data, the data collection techniques used were observation, interviews, and Documentation, while the data analysis techniques used were data collection, data Reduction, data presentation, and conclusions or verification.

Item Type: Thesis (Skripsi)
Additional Information: [No.panggil : 1710611169] [Pembimbing : Abdul Halim] [Ketua Penguji : Wardani Rizkianti] [Penguji 1 : Taupiqqurahman] [Penguji 2 : Abdul Halim]
Uncontrolled Keywords: Murabahah agreement, KPR, Finance
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Program Studi Hukum (S1)
Depositing User: AFIF LABIB RAHMAN
Date Deposited: 03 Oct 2024 02:28
Last Modified: 03 Oct 2024 02:28
URI: http://repository.upnvj.ac.id/id/eprint/33733

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