ANALISIS FAKTOR INTERNAL DAN EKSTERNAL BANK TERHADAP PENYALURAN KREDIT PADA BANK UMUM SWASTA

Ibnu Fadhil Ramadhan, . (2024) ANALISIS FAKTOR INTERNAL DAN EKSTERNAL BANK TERHADAP PENYALURAN KREDIT PADA BANK UMUM SWASTA. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

[img] Text
ABSTRAK.pdf

Download (24kB)
[img] Text
AWAL.pdf

Download (1MB)
[img] Text
BAB 1.pdf
Restricted to Repository UPNVJ Only

Download (182kB)
[img] Text
BAB 2.pdf
Restricted to Repository UPNVJ Only

Download (266kB)
[img] Text
BAB 3.pdf
Restricted to Repository UPNVJ Only

Download (321kB)
[img] Text
BAB 4.pdf
Restricted to Repository UPNVJ Only

Download (342kB)
[img] Text
BAB 5.pdf

Download (98kB)
[img] Text
DAFTAR PUSTAKA.pdf

Download (170kB)
[img] Text
RIWAYAT HIDUP.pdf
Restricted to Repository UPNVJ Only

Download (34kB)
[img] Text
LAMPIRAN.pdf
Restricted to Repository UPNVJ Only

Download (482kB)
[img] Text
HASIL PLAGIARISME.pdf
Restricted to Repository staff only

Download (2MB)
[img] Text
ARTIKEL KI.pdf
Restricted to Repository staff only

Download (341kB)

Abstract

The role of banking in the economy, among other things, is credit distribution. Banking financial institutions are the largest distributors of credit. Not only domestic banks but also private commercial banks contribute to credit distribution. There are 50 private commercial banks registered in OJK. Several internal and external factors can affect credit distribution. Internal factors include NPL and BOPO, while external factors include Inflation and Interest Rates. This study examines the effect of NPL, BOPO, Inflation, and Interest Rates on credit distribution. The sample used is annual data for the period 2015-2023. The research employs panel data regression analysis and classical assumptions. The results of the Fixed Effect Model analysis indicate that NPL, BOPO, Inflation, and Interest Rates have a simultaneous effect on credit distribution. Partially, the NPL variable has a significant positive effect on credit distribution. The BOPO variable has a significant negative effect on credit distribution. The Inflation variable has a negative and insignificant effect on credit distribution, and lastly, the Interest Rate variable has a positive but insignificant effect on credit distribution.

Item Type: Thesis (Skripsi)
Additional Information: [No.Panggil: 2010115074] [Pembimbing: Sugianto] [Penguji 1: Purwanto Widodo] [Penguji 2: Achmad Nur Hidayat]
Uncontrolled Keywords: NPL, BOPO, Inflation, Interest Rates, and Credit Distribution
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Pembangunan (S1)
Depositing User: IBNU FADHIL RAMADHAN
Date Deposited: 19 Sep 2024 03:33
Last Modified: 19 Sep 2024 03:33
URI: http://repository.upnvj.ac.id/id/eprint/32879

Actions (login required)

View Item View Item