Choirul Anwar, . (2024) ANALISIS FAKTOR EKSTERNAL INTERNAL TERHADAP NON-PERFORMING FINANCING (NPF) GOLONGAN UKM PADA BPRS DI INDONESIA. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
The largest non-performing financing (NPF) in Islamic banking occurs in BPRS compared to BUS and UUS. Where the highest NPF of BPRS financing groups comes from the SME group compared to non-SMEs. This study aims to determine the external and internal factors that influence the NPF of the SME group in BPRS. This study uses a quantitative approach with the Autoregressive Distributed Lag method. The data used are secondary data on a quarterly basis from 2015-2023. The results of the study show that in the short term, inflation in the current quarter has a significant positive effect, while inflation in lag 1 and lag 3 has a significant negative effect on the NPF of the SME group, while inflation in lag 2 has no significant effect. The exchange rate in the current quarter has a significant negative effect, while in lags 1 and 2 it has a significant positive and insignificant effect. ROA in the current quarter has no significant effect, while ROA in lags 1, 2, and 3 have a significant negative effect. FDR in the current quarter and lag 2 has no significant effect, while FDR in lag 1 has a significant positive effect on the NPF of the SME group. Furthermore, in the long term, inflation and ROA have a significant positive influence on the NPF of the SME group, while the exchange rate and FDR have a significant negative influence on the NPF of the SME group.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | [No.Panggil: 2010116007] [Pembimbing: Lili Puspita Sari] [Penguji 1: Ade Nur Rohim] [Penguji 2: Muhammad Anwar Fathoni] |
| Uncontrolled Keywords: | BPRS, external factors, internal factors, non-performing financing, small and medium enterprises |
| Subjects: | H Social Sciences > HA Statistics H Social Sciences > HB Economic Theory H Social Sciences > HC Economic History and Conditions H Social Sciences > HG Finance |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1) |
| Depositing User: | CHOIRUL ANWAR |
| Date Deposited: | 13 Sep 2024 03:32 |
| Last Modified: | 13 Sep 2024 03:32 |
| URI: | http://repository.upnvj.ac.id/id/eprint/31244 |
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