LEGAL PROTECTION FOR DEBTORS IN THE PRE-PROJECT SYSTEM OF SALE OF CREDIT AGREEMENTS OWNERSHIP OF APARTMENTS

Nafsi Khotimah Disty Astari, . (2024) LEGAL PROTECTION FOR DEBTORS IN THE PRE-PROJECT SYSTEM OF SALE OF CREDIT AGREEMENTS OWNERSHIP OF APARTMENTS. Jurnal Ius Constituendum, 9 (2). pp. 266-286. ISSN 2580-8842

Text 2010611183_ArtikelKI.pdf Restricted to Repository staff only Download (302kB)

Abstract

This research aims to find out the validity of the apartment ownership credit agreement (KPA) with PPJB as collateral and legal protection for debtors if the developer of the pre-project selling system defaults. This research is motivated by cases of developers of pre-project selling systems that default and cause losses to consumers who have been bound in KPA with the bank. This research is needed because there are no regulations governing PPJB as collateral and there is an imbalance of power between the debtor and the creditor because of a standard agreement. The discussion on this topic has not been comprehensively explained in previous studies. This research uses normative legal research with a statutory approach with data collection techniques in the form of a literature study. The results show that PPJB as collateral is not ideal, but it does not affect the validity of the KPA agreement. Then, in terms of legal protection for debtors who are harmed by developers, they can refer to Law 8 of 1999 concerning Consumer Protection because the position of debtors is equated with consumers.

Item Type:	Article
Additional Information:	[No. Panggil: 2010611183] [Pembimbing: Surahmad] [Penguji 1: Heru Sugiyono] [Penguji 2: Dwi Aryanti Ramadhani]
Uncontrolled Keywords:	Collateral; Debtor; Law; Protection
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Program Studi Hukum (S1)
Depositing User:	NAFSI KHOTIMAH DISTY ASTARI
Date Deposited:	26 Aug 2024 06:53
Last Modified:	26 Aug 2024 06:56
URI:	http://repository.upnvj.ac.id/id/eprint/30765

Actions (login required)

View Item