Sekar Purboningrum, . (2022) PENGARUH LITERASI KEUANGAN SYARIAH, SIKAP KEUANGAN, DAN NORMA SUBJEKTIF TERHADAP MANAJEMEN KEUANGAN PRIBADI DENGAN PERILAKU KEUANGAN SEBAGAI VARIABEL MEDIASI. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
The Effect of Islamic Financial Literacy, Financial Attitude, and Subjective Norm on Personal Financial Management With Financial Behavior As Mediation Variables By: Sekar Purboningrum ABSTRACT Basically the achievement of financial well-being is the hope of every human being. However, not every individual can easily achieve a prosperous financial condition, because apart from income, not everyone is able to manage their finances properly. This study aims to determine how much influence the variables of Islamic financial literacy, financial attitudes, and subjective norms on personal financial management with financial behavior as a mediating variable. The research method used in this study is a quantitative approach with a sample of 218 respondents who live in DKI Jakarta, which is then analyzed using Partial Least Square (PLS) data analysis techniques. The results in this study indicate that Islamic financial literacy, financial attitudes, and financial behavior have a positive and significant influence on personal financial management. However, the subjective norm variable has a positive but not significant effect on the personal financial management. Then for the effect of mediation, it is known that financial behavior is only proven to mediate Islamic financial literacy and financial attitudes towards personal financial management. This study shows the importance of islamic financial literacy, positive financial attitudes, and good financial behavior towards increasing personal financial management abilities. This of course can be improved through the roles of various parties, especially regulators and related institutions that focus on education regarding finance. Keywords: finance, islamic financial literacy, personal financial management
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | [No.Panggil: 1810116038] [Pembimbing: Muhammad Anwar Fathoni] [Ketua Penguji: Ade Nur Rohim] [Penguji 1: Faizi] [Penguji 2: Muhammad Anwar Fathoni] |
| Uncontrolled Keywords: | finance, islamic financial literacy, personal financial management |
| Subjects: | H Social Sciences > HG Finance H Social Sciences > HV Social pathology. Social and public welfare |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1) |
| Depositing User: | Sekar Purboningrum |
| Date Deposited: | 23 Jul 2022 01:21 |
| Last Modified: | 26 Jul 2022 04:19 |
| URI: | http://repository.upnvj.ac.id/id/eprint/18865 |
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