PENERAPAN TENTANG LAYANAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI DIKAITKAN DENGAN PERATURAN OTORITAS JASA KEUANGAN NO.77/POJK.01/2016

Ricky Yosua Christian, . (2021) PENERAPAN TENTANG LAYANAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI DIKAITKAN DENGAN PERATURAN OTORITAS JASA KEUANGAN NO.77/POJK.01/2016. Tesis thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

The implementation of fintech, which is still relatively new in Indonesia, allows many people who still feel foreign to technology-based lending and borrowing transactions. In managing resources in the development of a country's economy, it is indispensable to have management rules that are integrated and directed and can also be used to increase the community's welfare to the maximum. The implementation of this peer to-peer lending fintech can cause a problem in the future. The issues that arise are : 1) How is the implementation of peer-to-peer lending related to the regulation from the Financial Services Authority Number: 77/POJK.01/2016 regarding information technology-based lending and borrowing services? 2) What is the legal protection for users of the peer to-peer lending platform in lending and borrowing money transactions, and what about settlements that can be taken in the event of an unlawful act ? by using a normative juridical approach research method, it was found that 1) The application of Peer to Peer Lending is stated in Bank Indonesia Regulation Number 19 12/PBI/2017 concerning the Implementation of Financial Technology, but the precautionary principle is not regulated in the Financial Services Authority Regulation Number: 77/POJK.01/2016 regarding information technology-based lending and borrowing services. 2) The existence of legal protection has a preventive and repressive nature for users of Fintech Peer to Peer Lending services. Suggestions in this research are 1) The government can review the OJK Regulation Number: 77/POJK.07/2016. 2) Can make special regulations in order to form a Financial Technology dispute resolution institution (FINTECH).

Item Type: Thesis (Tesis)
Additional Information: [No. Panggil: 1910622031] [Pembimbing: Dr. Arrisman, S.H., M.H.] [Penguji 1: Dr. Imam Haryanto, S.H., M.H.] [Penguji 2: Dr. Arrisman, S.H., M.H.]
Uncontrolled Keywords: Peer to Peer Lending, Legal Protection
Subjects: K Law > K Law (General)
K Law > KZ Law of Nations
Divisions: Fakultas Hukum > Program Studi Hukum (S2)
Depositing User: RICKY YOSUA CHRISTIAN
Date Deposited: 22 Mar 2022 02:25
Last Modified: 22 Mar 2022 02:25
URI: http://repository.upnvj.ac.id/id/eprint/16157

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