Raeca Lisandra Puteri, . (2026) ANALISIS PERKEMBANGAN KREDIT KENDARAAN BERMOTOR PADA PT BCA FINANCE. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
Motor vehicle credit are a financing instrument that continues to show growth in Indonesia, as the post-COVID-19 economic recovery has driven consumer demand for vehicle ownership through installment schemes. The purpose of this final project is to analyze the development of motor vehicle loans at PT BCA Finance for the 2020-2025 period, encompassing the dynamics of financing growth, the challenges and opportunities faced by the company, and the product and service strategies implemented to attract consumers. The data used were obtained from the annual report and official financial statements of PT BCA Finance and financing information from the Financial Services Authority. The analysis shows that PT BCA Finance's financing performance generally experienced positive growth throughout the observation period, despite facing pressures from macroeconomic conditions, increasingly fierce industry competition, and fluctuations in the national automotive market. The company responded to these challenges through digital service innovation, competitive product strategies, and strengthened synergies with the BCA Group. The results of this analysis are expected to serve as evaluation material for management in taking strategic steps to maintain sustainable financing growth, particularly through portfolio diversification and strengthened credit risk management.
| Item Type: | Thesis (Tugas Akhir) |
|---|---|
| Additional Information: | [No.Panggil: 2310101040] [Pembimbing: Yoko Tristiarto} [Penguji 1: Agus Kusmana} [Penguji 2: Elia Erna Nurdiani] |
| Uncontrolled Keywords: | Credit, Vechicle, Financing Growth. |
| Subjects: | H Social Sciences > HC Economic History and Conditions H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) |
| Depositing User: | RAECA LISANDRA PUTERI |
| Date Deposited: | 15 Jul 2026 02:20 |
| Last Modified: | 16 Jul 2026 01:53 |
| URI: | http://repository.upnvj.ac.id/id/eprint/50707 |
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