Achmad Farhan, . (2025) ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI MINAT PELAKU UMKM TERHADAP PRODUK PEMBIAYAAN SYARIAH DI DKI JAKARTA. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
Micro, Small, and Medium Enterprises (MSMEs) represent the most common type of business in Indonesia, significantly contributing to employment absorption and economic stability. The presence of Islamic financing products is expected to enhance the development of existing MSMEs in Indonesia and support the advancement of Islamic financial institutions. This study aims to investigate the influence of determinant factors on the interest of MSME actors in Islamic financing products in DKI Jakarta, namely Trust, Procedures, Knowledge, and Environment. The population in this study consists of MSME actors in DKI Jakarta, with a total of 120 respondents. The research employed a quantitative approach using questionnaires and applied multiple linear regression analysis through SPSS software. The results of this study indicate that although not all independent variables exert a significant partial influence, collectively, the four variables contribute significantly to shaping the interest of MSMEs in Islamic financing products. Trust and knowledge are the most influential variables in shaping this interest, while procedures and environment, despite having a smaller contribution, remain relevant in supporting the overall construction of the research model. Keywords: interest, islamic financing, MSMEs
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | [No. Panggil: 1810116029] [Pembimbing: Ade Nur Rohim] [Ketua Penguji: Prima Dwi Priyatno] [Penguji I: Lili Puspita Sari] |
| Uncontrolled Keywords: | interest, islamic financing, MSMEs |
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HG Finance H Social Sciences > HJ Public Finance L Education > L Education (General) |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Syariah (S1) |
| Depositing User: | ACHMAD FARHAN |
| Date Deposited: | 07 Aug 2025 08:52 |
| Last Modified: | 07 Aug 2025 08:52 |
| URI: | http://repository.upnvj.ac.id/id/eprint/38358 |
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