Khoiru Syahroni, . (2025) ANALISIS PERKEMBANGAN KREDIT FIDUSIA PADA PRODUK KREASI PT PEGADAIAN. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.
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Abstract
This scientific paper aims to analyze the development of credit using the fiduciary system in the Kreasi product of PT. Pegadaian. The fiduciary system is a common form of collateral used in credit transactions, in which the debtor transfers ownership rights of the collateral to the creditor, while the physical possession of the collateral remains with the debtor. This study examines the factors influencing the development of the Kreasi credit product, such as interest rates, loan terms, and credit risk. In addition, it analyzes the impact of Kreasi credit development on the performance of PT. Pegadaian and the local economy. The findings indicate that the Kreasi product has significant potential for further development; however, improved credit risk management is necessary. This study is expected to provide valuable input for PT. Pegadaian in enhancing the Kreasi product and for the public in utilizing this credit service.
| Item Type: | Thesis (Tugas Akhir) |
|---|---|
| Additional Information: | [No .Panggil: 2210101017] [Pembimbing: Kery Utami] [Penguji 2: Mira Rahmi] [Penguji 1: Ardhiani Fadila] |
| Uncontrolled Keywords: | Fiduciary Credit, Kreasi Product, PT. Pegadaian, Credit Analysis. |
| Subjects: | H Social Sciences > HC Economic History and Conditions H Social Sciences > HD Industries. Land use. Labor H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII) |
| Depositing User: | KHOIRU SYAHRONI |
| Date Deposited: | 19 Aug 2025 10:48 |
| Last Modified: | 19 Aug 2025 10:48 |
| URI: | http://repository.upnvj.ac.id/id/eprint/37183 |
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