TINGKAT KESEHATAN BANK DIGITAL SEABANK BERDASARKAN METODE RGEC PERIODE 2022-2025

Adisty Ayu Pasha, . (2026) TINGKAT KESEHATAN BANK DIGITAL SEABANK BERDASARKAN METODE RGEC PERIODE 2022-2025. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

The advancement of technology has contributed to the growth of the digital banking sector in Indonesia. This development requires digital banks to continuously improve their performance while maintaining their financial soundness in order to preserve public trust and ensure the continuity of their operations. This final project aims to provide an overview of the financial soundness of PT Bank SeaBank Indonesia using the Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC) approach during the 2022–2025 period. A quantitative descriptive method was employed using secondary data obtained from the annual financial reports of PT Bank SeaBank Indonesia. The results indicate a positive development in the bank’s financial soundness throughout the observation period. This improvement is reflected in the bank’s ability to maintain credit quality, implement effective corporate governance, increase profitability, and maintain strong capital adequacy. Overall, PT Bank SeaBank Indonesia was able to sustain healthy financial performance and demonstrate positive development throughout the period.

Item Type: Thesis (Tugas Akhir)
Additional Information: [No.Panggil:2310101074] [Pembimbing: Ratna Arista Dewi] [Penguji 1: Agus Kusmana] [Penguji 2: Anggi Angga Resti]
Uncontrolled Keywords: Bank Soundness Level, Digital Bank, RGEC
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
L Education > L Education (General)
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Depositing User: ADISTY AYU PASHA
Date Deposited: 27 Aug 2026 03:56
Last Modified: 27 Aug 2026 03:56
URI: http://repository.upnvj.ac.id/id/eprint/52128

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