DAMPAK KINERJA KEUANGAN BERDASARKAN RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL TERHADAP SAHAM BANK BUKU 4 TAHUN 2018–2022

Bambang Wagito, . (2025) DAMPAK KINERJA KEUANGAN BERDASARKAN RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL TERHADAP SAHAM BANK BUKU 4 TAHUN 2018–2022. Tesis thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This study aims to examine the influence of financial ratios on stock prices in major banks in Indonesia, namely Bank BRI, Bank Mandiri, Bank BNI, and Bank BCA during the period 2018–2022. The financial ratios analyzed include Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR). Using a quantitative approach and multiple linear regression analysis with the help of SPSS software, the results showed that all independent variables simultaneously had a significant effect on the stock price (value F = 10.15; Sig. = 0.012), with a value of determination coefficient (R²) of 1,000. Partially, NPLs and NIMs have a negative effect, while LDR and CAR have a positive effect on stock price movements. This research strengthens the theory of signaling and key performance indicators (KPIs) explained by Brudan (2020), that key financial ratios function as core performance indicators that affect investor perceptions and reflect the strategic position of banks in the capital market. This information becomes a strong signal for investors to evaluate the value of the company. By systematically combining historical data on stock prices and bank KPIs, this study presents a very powerful predictive model in explaining the stock price movements of the banking sector. The original contribution of this study lies in the use of an integrative approach by comparing the key ratios of national banks longitudinally, as well as the application of the KPI dashboard concept in the framework of evaluating financial performance to market reactions. These results are relevant not only for academics, but also for banking industry players and investors in making strategic decisions based on data and financial indicators that can be measured consistently.

Item Type: Thesis (Tesis)
Additional Information: [No.Panggil: 2110121002], [Pembimbing: Dewi Cahyani Pangestuti] [Penguji 1: Sri Mulyantini] [Penguji 2: Yudi Nur Supriadi]
Uncontrolled Keywords: stock price, financial ratio, KPI, NPL, LDR, NIM, CAR, bank performance
Subjects: H Social Sciences > HC Economic History and Conditions
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Manajemen (S2)
Depositing User: BAMBANG WAGITO
Date Deposited: 10 Sep 2025 06:07
Last Modified: 10 Sep 2025 06:55
URI: http://repository.upnvj.ac.id/id/eprint/40174

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