ANALISIS PENGARUH CREDIT UNION TERHADAP PERSEPSI KESEJAHTERAAN MASYARAKAT DI DESA LINGGA JULU

Hosea Lorensius Sitepu, . (2024) ANALISIS PENGARUH CREDIT UNION TERHADAP PERSEPSI KESEJAHTERAAN MASYARAKAT DI DESA LINGGA JULU. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

Lingga Julu Village in Karo Regency, North Sumatra, has a majority of its population working as farmers. The Credit Union (CU) plays an important role in improving the economic welfare of the village community by providing inclusive and affordable financial services. This study aims to analyze the influence of community perceptions of the CU and its impact on the welfare of the Lingga Julu Village community, particularly through three main factors: the perception of loan accessibility, the perception of interest rates, and the perception of dividends. The research method used is quantitative, with data collected through questionnaires distributed to 130 respondents who are active members of the CU in Lingga Julu Village. Data analysis was conducted using logistic regression to measure the influence of each variable on community welfare. The results of the study show that the perception of loan accessibility has a positive and significant effect on community welfare. The community's perception of interest rates does not show a significant effect in this study's context, although it remains an important factor to consider. The community's perception of dividend distribution from the CU has been proven to have a significant positive impact on community welfare. This study concludes that the CU plays an important role in improving the welfare of the Lingga Julu Village community through the perception of loan accessibility and dividend distribution, while the perception of interest rates requires further attention in future research.

Item Type:	Thesis (Skripsi)
Additional Information:	[No.Panggil: 2010115009] [Pembimbing: Anugerah Karta Monika] [Penguji 1: Nani Ariani] [Penguji 2: Achmad Nur Hidayat]
Uncontrolled Keywords:	Credit Union, Community Welfare Perception, Loan Accessibility Perception, Interest Rate Perception, Dividends
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HG Finance H Social Sciences > HN Social history and conditions. Social problems. Social reform
Divisions:	Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Pembangunan (S1)
Depositing User:	HOSEA LORENSIUS SITEPU
Date Deposited:	12 Aug 2024 15:15
Last Modified:	12 Aug 2024 15:18
URI:	http://repository.upnvj.ac.id/id/eprint/32817

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