TINJAUAN YURIDIS TENTANG PINJAMAN ONLINE SERTA PEMBAHARUANNYA MENURUT UNDANG-UNDANG NOMOR 4 TAHUN 2023 (Studi Putusan Nomor 16/PDT.G.S/2020/PN.BTM)

Anselmus Dryantama, . (2024) TINJAUAN YURIDIS TENTANG PINJAMAN ONLINE SERTA PEMBAHARUANNYA MENURUT UNDANG-UNDANG NOMOR 4 TAHUN 2023 (Studi Putusan Nomor 16/PDT.G.S/2020/PN.BTM). Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This research aims to understand the regulations governing online loans and their renewal and identify the form of legal protection for the injured party in online loan disputes. The method utilized in this research is Normative Juridical, with an approach to legislation (statute approach) as a source of existing law and a case approach. In the case of Batam District Court Decision Number 16/Pdt.G.S/2020/Pn.Btm, there is an interest-bearing money lending agreement between Johan Setiawan as the Creditor and Samsul Ripandi as the Debtor which is indicated to contain the application of unreasonable interest by the Creditor. There is an abuse of circumstances in the case of the decision. The results of this study are: (1) The enactment of Law Number 4 of 2023 concerning Development and Strengthening of the Financial Sector ("P2SK Law") creates legal certainty against regulating the actions of the practice of providing financial services that have no legal basis and operate without a clear license from the OJK. (2) The form of legal protection in the case of online loans that occurred in Decision Number 16/Pdt.G.S/2020/PN Btm can be determined into 2, namely pre and post formalization of the P2SK Law, both of which ended in the cancellation of the agreement but with different reasons for cancellation.

Item Type: Thesis (Skripsi)
Additional Information: [No. Panggil : 1910611064] [Pembimbing: Citraresmi Widoretno P] [Ketua Penguji : Taufiqqurohman Syahuri] [Penguji 1: Ali Imran Nasution] (Penguji 2: Citraresmi Widoretno P]
Uncontrolled Keywords: Online Loan, Regulatory Reform, Cancellation of Agreement.
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Program Studi Hukum (S1)
Depositing User: Anselmus Dryantama
Date Deposited: 13 Mar 2024 07:08
Last Modified: 13 Mar 2024 07:17
URI: http://repository.upnvj.ac.id/id/eprint/29072

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