Ramadhanti Achlina Tri Putri, . (2024) TANGGUNG JAWAB BANK TERHADAP TINDAKAN PHISING DALAM SISTEM PENGGUNAAN E-BANKING (STUDI: KASUS PHISING PADA PT. BANK RAKYAT INDONESIA (PERSERO) TBK). Jurnal Interpretasi Hukum, 4 (3). pp. 682-690. ISSN 2746-5047
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Abstract
Phishing is a hacking crime that has developed over time in the banking sector, especially with the presence of e-banking systems. The research method used is normative juridical through a statutory approach and a case approach. In the legislative approach, it is used to analyze relevant laws to be used as a legal basis, such as Law no. 10 of 1998 concerning Amendments to Law No. 7 of 1992 concerning Banking, Law no. 8 of 1999 concerning Consumer Protection, Law no. 19 of 2016 concerning Amendments to Law no. 11 of 2008 concerning ITE. Meanwhile, the case approach is to illustrate the application and interpretation of law in the bank's responsibility for phishing acts in the e-banking system. Based on the research results, it is concluded that the legal protection provided to customers regarding phishing when using the e-banking system is carried out through the principles of bank secrecy. This principle involves preventive and repressive efforts. Preventive efforts are preventative measures carried out by providing an understanding of preventive measures before phishing occurs. Meanwhile, repressive efforts involve solving problems, either through legal processes in court or outside court. PT's responsibility. Bank Rakyat Indonesia (Persero) Tbk against phishing acts in the e-banking system, namely by providing complaint services, carrying out inspection and investigation efforts, as well as providing support to customers in finding solutions related to losses that may arise. In dealing with phishing actions in the e-banking system, it is hoped that the Government will immediately make regulations related to e-banking and increase optimal supervision from various parties, including banks, OJK, and customers. This is because phishing acts pose a risk to the protection of customer data and the reputation of the bank concerned.
| Item Type: | Article |
|---|---|
| Additional Information: | [No.Panggil: 2010611092] [Pembimbing: Heru Sugiyono] [Ketua Penguji: Iwan Erar Joesoef] [Penguji 1: Andriyanto Adhi Nugroho] [Penguji 2: Heru Sugiyono] |
| Uncontrolled Keywords: | Phising, E-Banking, PT. Bank Rakyat Indonesia (Persero) Tbk |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > Program Studi Hukum (S1) |
| Depositing User: | Ramadhanti Achlina Tri Putri |
| Date Deposited: | 15 Mar 2024 01:44 |
| Last Modified: | 15 Mar 2024 01:44 |
| URI: | http://repository.upnvj.ac.id/id/eprint/28645 |
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