TINGKAT PEMAHAMAN KEUANGAN, EFIKASI DIRI, DAN PERSEPSI RISIKO: KUNCI INTENSI PEMANFAATAN TEKNOLOGI KEUANGAN (FINTECH) OLEH DEWASA MUDA DI DKI JAKARTA

Siti Nur Rohmah, . (2024) TINGKAT PEMAHAMAN KEUANGAN, EFIKASI DIRI, DAN PERSEPSI RISIKO: KUNCI INTENSI PEMANFAATAN TEKNOLOGI KEUANGAN (FINTECH) OLEH DEWASA MUDA DI DKI JAKARTA. Skripsi thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

This study aims to test and analyze the understanding of financial literacy, self-efficacy, and perceived risk of the intention to use fintech lending among DKI Jakarta society. The type of research used is quantitative. This study took a sample of respondents aged 19-34 residents in DKI Jakarta. The sampling method is purposive sampling. The data used in this study is primary data obtained through disseminating questionnaires. The method of analysis used is Structural Equation Modelling-PLS analysis. The research result shows that financial literacy and self-efficacy had a significant positive effect on the intention to use fintech lending. Meanwhile, perceived risk does not have a significant effect on the intention to use fintech lending. The implications are recognizing the importance of increasing financial literacy among the young adult, building individual confidence in their ability to use fintech lending, and considering strategies to reduce user uncertainty and concerns regarding risk.

Item Type: Thesis (Skripsi)
Additional Information: [No.Panggil: 2010112092] [Pembimbing: Donny Maha Putra] [Penguji 1: Praptiningsih] [Penguji 2: Andy Setiawan]
Uncontrolled Keywords: financial literacy, self-efficacy, perceived risk, financial technology, fintech lending
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Akuntansi (S1)
Depositing User: Siti Nur Rohmah
Date Deposited: 20 Mar 2024 14:51
Last Modified: 20 Mar 2024 14:51
URI: http://repository.upnvj.ac.id/id/eprint/28425

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