ANALISIS PENERAPAN ALOKASI SUMBER DANA PIHAK KETIGA PADA BANK BUMN DI INDONESIA PERIODE 2019 - 2021

Aprilia Permana Dewi, . (2022) ANALISIS PENERAPAN ALOKASI SUMBER DANA PIHAK KETIGA PADA BANK BUMN DI INDONESIA PERIODE 2019 - 2021. Tugas Akhir thesis, Universitas Pembangunan Nasional Veteran Jakarta.

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Abstract

Banks have the function of collecting funds from the community and distributing their funds in the form of bank activities. Collecting funds from this community is commonly called third party funds (TPF). In collecting TPF, banks distribute their funds in the form of primary reserve, secondary reserve and credit provided. For BUMN Bank from 2020 to 2021, all of its operational activities were affected by the pandemic, so the number of TPF collected by BUMN Bank has decreased compared to last year. Even so, TPF collected by BUMN Bank is still growing because the public prefers not to use its funds in savings deposits. The form of distribution of funds that BUMN Bank allocates is also affected, including the primary reserve, the percentage of GWM that has a policy by Bank Indonesia, and the secondary reserve that BUMN Bank places as the second reserve and can also provide income for banks, and then in the form of credit provided to BUMN Bank in 2020 experienced fluctuations caused by the pandemic so that in the distribution of loans by BUMN Bank in 2020 there was a slowdown in credit growth. Meanwhile, in 2021 the number of credit distributions has grown significantly.

Item Type: Thesis (Tugas Akhir)
Additional Information: [No.Panggil: 1910101065] [Pembimbing: Siti Hidayati] [Penguji 1: Siwi Nugraheni] [Penguji 2: Yoko Tristiarto]
Uncontrolled Keywords: TPF, Primary Reserve, Secondary Reserve, Credit granted
Subjects: H Social Sciences > HC Economic History and Conditions
H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Fakultas Ekonomi dan Bisnis > Program Studi Perbankan dan Keuangan (DIII)
Depositing User: Aprilia Permana Dewi
Date Deposited: 26 Jul 2022 06:35
Last Modified: 26 Jul 2022 06:35
URI: http://repository.upnvj.ac.id/id/eprint/18912

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